I'm Rares Bagyo

Financial educator

I empower entrepreneurial minds to invest by having good control over their budgets, increase their savings while they have a happier relationship with their money.

A 360 degrees experience in finance with a Scandinavian touch.

Ex-investment banker
TEDx speaker
10+ years experience in corporate & personal finance
3 financial & business academic degrees in Denmark, Sweden and Romania

Experience & background

I couldn’t help myself. I had to take action and create a financial program that translates from “finance” to “english”. There is sooo much financial content on the internet but yet, not very useful and trustworthy.

My approach is simple: I take knowhow from investment banking and combine it with corporate budgeting techniques and adapt them to us: normal human beings that want to enjoy our every day money while we invest for the future.

I mostly work with entrepreneurs, software developers & artists. This involves: variable income, high fixed costs, bohemian lifestyle and suuuper ambitious dreams for the future.

Taking essence of my professional experience and combining it with coaching techniques and a good sense of humor & empathy, I partner my clients in becoming the best version of themselves in: finance and business.

Academic background

MSc Finance and Strategic Management – Copenhagen Business School, CBS, Denmark
2015-2017

MSc International Financial Analysis – Jönköping International Business School, JIBS, Sweden
2014-2015

BSc Business Administration – Transylvania Business School, Babes Bolyai University, Romania
2011-2014

Experience

Financial coach & Founder in Baraca Economics
2021-

Senior Controller for financial markets in Nordea Bank
2019-2022

Controller for corporate budgeting in GN Store Nord
2016 – 2018

Various finance functions in startups
2010 – 2016

What do I actually do?

A letter from Rares

Hey,

Rares here.

I help entrepreneurial minds to build & execute robust money management & investments strategies so that work stops dictating how they spend their time and live their life on their own terms.

The best way to get to know me is to understand why I started this company in the first place.

I am coming from a family of entrepreneurs. They worked so much to be able to offer a decent living standard and offer their children a good education. The money side of the business and the household was unstable. Sometimes there was money and they were spending it, and other times there was no money and they were borrowing it. It was a vicious circle. This on-and-off situation brought a lot of frustration to the family, and therefore a lot of conflict around money. I mean, who wouldn’t be frustrated? Seeing so much pain around finances, as a teenager I couldn’t help but wonder: “does relationship with money need to be so complicated”?

This question became my north start in my professional career and after having more than 10 years of experience in investment banking, corporate budgeting and startup finances I decided to take all this knowledge out of the corporate world and bring it into personal finance and startup space.

My journey doesn’t stop here. This is where it starts. My mission is to close the wealth knowledge gap so that we grow a stronger middle class. A stronger middle class, means a stronger society, a better educated one, that takes responsible buying decision for their finances, our environment and our community. The way I am planning to implement this is by introducing teenagers to the world of personal finance and healthy decision making.